Last updated: 8th of September 2026 15:48 GMT+3
Overview
Card-Y's referral program rewards you for inviting friends and family to join our platform. As you grow your referral network, you can unlock higher tiers with better benefits and rewards.
How It Works
1. Your Referral Tools
Unique Referral Link: Share your personalized link for friends to sign up
Referral Code: A short code that can be entered during registration
Quick Share Options: Direct sharing to WhatsApp, Twitter, Facebook, and Reddit
2. Tracking Your Success
From your referral dashboard, you can monitor:
Total number of referrals
Completed referrals (those who got their card)
Pending referrals
Total earnings from the program
Tier System
Requirements
Each tier has two main requirements:
1. Number of successful referrals
2. Total deposit amount
Available Tiers
1. Bronze (Starting Tier)
- Basic referral rewards
- Access to referral dashboard
2. Silver
- Increased reward percentages
- Priority support
3. Gold
- Instant rewards
- Monthly bonus opportunities
- Higher commission rates
4. Platinum
- All Gold benefits
- Dedicated account manager
- Premium support access
5. Diamond
- Maximum reward rates
- Exclusive events access
- VIP benefits
Rewards Structure
Card Purchase Rewards
When your referral purchases their first card, you receive:
- A percentage of their card purchase amount
- The percentage varies based on your tier level
Transaction Rewards
- Earn from your referrals' card transactions
- Higher tiers get better commission rates
- Instant rewards available for Gold tier and above
Special Programs
Content Creator Partnership
If you're a content creator, you can apply for our special partnership program which includes:
- Custom referral rates
- Exclusive promotional materials
- Special tracking links
- Dedicated support
To apply:
1. Click "Apply Now" in your referral dashboard
2. Fill out the creator application
3. Include your social media presence
4. Wait for our team's review (48-72 hours)
Tips for Success
1. Share Strategically
- Use the pre-written share text that includes your code
- Customize the message for different platforms
- Include the signup bonus amount in your message
2. Track Your Progress
- Monitor your dashboard regularly
- Check your tier progress
- Keep an eye on pending referrals
3. Aim for Higher Tiers
- Focus on both referral count and deposit requirements
- Help your referrals complete their registration
- Stay active to maintain your tier benefits
Requirements for Participation
To participate in the referral program, you need:
1. An active Card-Y card
2. A verified account
3. Compliance with our referral terms
Important Notes
- Rewards are calculated and distributed automatically
- Tier benefits are updated in real-time
- Support is available for any referral-related questions
- All referral activities must comply with our terms of service
The Referral Program described in these Terms is offered and operated exclusively by Card-Y. It is a referral program provided by Card-Y as an independent benefit to members. This program is not sponsored, administered, endorsed, or guaranteed by the card-issuing bank or financial institution that issues the Card-Y card (the "Card Issuer"). The Card Issuer bears no obligation or liability of any kind in connection with this Referral Program, and any dispute or claim relating to this program must be directed solely to Card-Y. Your card account terms and conditions, which are governed by a separate agreement with the Card Issuer, continue to apply independently of these Terms.